Finance Your Startup: Are You Using Your Personal Credit? You're Not Alone

Did you finance your startup using money from your personal savings? How about your personal credit cards? Or did you end up borrowing some money from friends or family members?

No matter what way you chose to get the cash needed to launch your business you're not the only one. Many of the most successful businesses you see today got started the very same way.

Did you know that billionaire Richard Branson, founder of Virgin Records, borrowed money from his mom to start his mail order record company?

Or did you know that filmmaker Spike Lee had to use his personal credit and savings to produce his first movie?

While using personal funds is quite common among startups it should never be the long term strategy for supporting the growth of your business.

Careful planning with a sound business credit building strategy right from the onset will help prevent you from putting your personal credit and assets at risk.

Too many entrepreneurs rely on traditional sources of funding instead of taking advantage of alternative sources such as social lending, micro loans, vendor lines of credit, and crowd funding to name a few.

Do you think some of these ultra successful entrepreneurs are still relying on their personal credit or personal funds to grow their businesses today?

Of course not.

While their companies continued to grow during its infancy they obviously took advantage of additional sources of funding that businesses like yours can also take advantage of today.

Horse Riding Hats - Always Remember Safety First

Horse riding is one of the most exhilarating pastimes available. Nature is all around you and you feel at one with the horse, with an amazing impression of freedom and enjoyment. Due to the fact that you feel so uninhibited, there is a danger that you could forget some basic safety concerns. You shouldn't forget that horse riding is inherently dangerous, however and you could always be thrown, ejected or the horse itself could fall. As such, safety should be your principal concern before you even think about getting into the saddle and you should always choose from a list of approved horse riding hats.

Whether you are a beginner, an established rider or someone who participates in competition, you must know the risks involved. The riding hat is probably your first line of defence in case of incident and you should not spare any expense or any effort in finding one which is suitable. Remember that you should wear your riding hat when you're not even actually riding, as whenever you are around your horse, there is the risk of a kick.

Air Yang Mengalir

Air yang baik adalah air yang mengalir, yang bersumber dari mata air. Air yang langsung memancar dari mata air biasanya jernih, bening, sejuk, harum aromanya. Air yang mengalir pertanda adanya kehidupan yang sehat, berbagai jenis ikan dan binatang air hidup di dalamnya. Jikalau air tak mengalir, lama kelamaan akan mengeruh, menguning, menghitam, membusuk dan mengeluarkan bau tak sedap. Hanya lumut, nyamuk, dan kuman saja yang tumbuh, berkembang biak di dalamnya, menjadi sumber segala penyakit.

Hidup ini ibaratnya seperti air yang mengalir. Air selalu mengalir menurut hukum alam, maka biarlah hidup kita berjalan sesuai dengan kehendak-Nya. Setiap perlawanan terhadap kehendak-Nya hanya menimbulkan kekecewaan dan kesia-siaan belaka.

Sementara orang, menjalani kehidupannya seolah-oleh tanpa beban, hidup bersahaja, seperti air yang mengalir. Setiap masalah dihadapi dengan bijak, dicari jalan keluar, mampu mengelola segala masalah menjadi energi positip, menjadi semakin dewasa dalam menyikapi permasalahan, semakin kuat kerinduannya akan penyertaan Tuhan di dalam kehidupannya, semakin teguh imannya, selalu beryukur dan penuh suka cita.

Air menyembur dari sumbernya, lalu mengalir melalui sungai kecil, masuk ke sungai besar, bengawan, dan pada akhirnya bermuara ke laut. Air itu tidak dapat mengalir balik dari muara ke sumbernya. Demikian juga halnya dengan kehidupan, yang terus berjalan seiring dengan perjalanan waktu, yang tidak dapat diputar balik. Itulah hakekatnya waktu, dan di dalam waktu itulah berada kehidupan kita.

Hidup ini bagaikan sungai yang terus mengalir, namun tidak selamanya mengalir dengan tenang. Ia juga tidak pernah tahu akan perjalanan selanjutnya, kejadian yang akan dialaminya, mungkin akan pecah terbelah menerjang bebatuan, hancur lebur ketika terjun di jeram, menjadi riak-riak kecil atau gelombang yang besar.